Skip to main content

Baccarat Rules for US Players

Baccarat rules are few and fairly simple to understand. Baccarat is also one of the many loved casino card games found both in online and land-based casinos. The object of the game is to get as close to 9 as possible without going over. Nine is the best hand that you can have. If the total of both your cards is over the number 10, your hand will become the second value of that total number.

Baccarat Rules USAFor example, if the two cards pulled is 6 and 8, the total value becomes 14. Your new hand will then be 4. There are rules and conditions associated with handing out third cards, we discuss these rules below. The method of play remains the same whether you are playing on a mini baccarat table or a full baccarat table in a US online casino or in a live setting. Only difference is that in a live setting you interact with the casino dealer. When playing online you interact with casino software.

Find a Top Baccarat Casino

Online casinoWelcome BonusPayout Rating Visit Site
One of the Best Slots site in America
1 Bovegas Casino
Leading Fantasy Slots Casino Site
2 Slots of Vegas Casino
User-friendly Casino Site!
3 Irish Luck Casino
Great Payment Options
4 Lucky Red Casino
One of the New Slots Sites in the US!
5 Cafe Casino
Online Casino That Pay Real Money
6 High Country Casino

Baccarat Betting Options

You have two options when playing online baccarat, you can bet on either the player or the banker. This does not necessarily mean that you are the player, and that the dealer is the banker. It’s simply two terms used to refer to the two different sides of the table where you can place your bets. There are also a few additional bets that you can make. The first of these is a tie bet. Tie bets occur when the total between the player and the banker is equal. This means neither the player, nor the banker wins or loses. This bet pays both equally at an 8:1 ratio. There are also pair bets where you can bet on whether you think there will be a pair on the player or a pair on the banker. A pair occurs if both of the first two cards for each are a pair, for example two 5’ or two kings. This bet pays 11:1.

Third Card Rules

Generally, only two cards are dealt to each hand (player or dealer). But each hand may receive a third card and the point totals each hand receives will determine whether or not a third card is dealt. The rules or requirements for dealing third cards to both the player and dealer are as follows:

Player Hand

The player hand gets completed first.

When the first two cards totalAction
1,2,3,4,5,10Draw a third card
6 or 7Player stands
8 or 9Neutral, player stands

Banker Hand

The rules regarding the banker’s play is dependent on the value of the players third card.

When the first two cards totalDraws when third card isStands when third card is
8-0natural- stands
0-1-2draws one card


Baccarat Rules

General Baccarat Rules

  1. Only 8 decks of cards are used.
  2. Play officially begins when you place a bet.
  3. The two cards are only handed to the player and banker once all bets are down.
  4. Cash is never handed to the dealer directly. All money for buying chips need to be placed on the table. The dealer will receive it from there.
  5. The bettor with the highest wager in any particular round will receive the player cards. You are not allowed to look at the cards until all cards have been dealt. If you have the banker hand, you also do not look at the cards you have been handed until the dealer has put the player cards face up.

Other Baccarat Guides: